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What are payday loans? Payday loans are a form of short-term, high-cost credit. They typically have terms of weeks rather than months, but the interest rates can be extortionate – the Consumer Financial Protection Bureau found (opens in new tab) that a two-week loan of $100 can cost $15 in interest, which equates to an eye-watering 400% APR. The cost may not seem prohibitive to those who simply need a stopgap and are able to pay off the full amount within the initial term, but problems start if the debt has to be rolled over, with additional fees and interest coming into play that add to the overall cost – and so the cycle of debt begins....

Instead, Clippers coach Doc Rivers said the veteran will retire as a member of the Celtics. MORE: Eight NBA players with the most to prove in 2016-17 “I think it’s important,” Rivers said, via CBS Boston. “I think we have to do that. And I think we will. Danny (Ainge) and Mike (Zarren), we’ve already talked. The day he retires he’s going to retire a Celtic. He has to. Paul’s a Celtic....

Capaldi brought an intensity to the Doctor that few other actors have managed. Ten had his moments of awe-inspiring fury; Eleven struck fear into the hearts of enemies when he needed to — but Capaldi’s Twelfth Doctor had a zeal and passion that kept viewers glued to their screens. And there is no better example of how powerful his character could be than the Series 9 episode, “The Zygon Inversion....

The film also saw the return of The Master, who The Doctor believed dead but is now on a mission to take over The Doctor’s body to gain more lives. Considering the events of “The Power of The Doctor” and the similarities in the motivation of Sacha Dhawan’s Master, it’s time to take a look back on this often-forgotten installment in the show’s history. RELATED: Doctor Who: The Master’s Latest Appearance Is Sacha Dhawan’s Best...

The male patient, identified only by the last name Li, works as a carpenter in Tiandeng County in Guangxi, according to a report published Tuesday by the Minzu Hospital of Guangxi Zhuang Autonomous Region. Li was examined at a county-level facility in early May as part of his treatment for a stomach ulcer, but scans revealed a metallic object in his right lung measuring 3 centimeters (1.18-inches), the report said....

“We need more Black people at the stadium.” Betts wore a t-shirt that sported that slogan instead of his jersey during warm-ups, and photographer Steve Saldivar snapped a picture of the shirt. Black representation in MLB has only decreased over the years, with Newsweek reporting in May hit a three-decade low at 7.2 percent in 2022. MORE: MLB All-Star Game live score Betts’ manager, Dave Roberts, also liked Betts’ message....

Uribe hit a go-ahead, two-run homer in the eighth inning after Clayton Kershaw started on short rest for the Dodgers in a 4-3 victory over the Atlanta Braves on Monday night that sent Los Angeles into the National League championship series for the first time since 2009. MORE: Stats | Yasiel Puig ruins TBS camera | Big home runs propel teams to wins Carl Crawford homered his first two times up for the Dodgers, who won the best-of-five playoff 3-1....

The trio of Will Smith home runs — two of them walk-offs and the other a go-ahead shot in the ninth — gave the Dodgers catcher one of the best offensive starts for a backstop in MLB history. Each blast arrived in the 24-year-old’s first 14 career games. He’s continued to mash baseballs since then, now at a dozen long balls through 35 contests. Smith compares closely to Gary Sanchez’s 2016 campaign, considered the modern gold standard for rookie catcher outbursts....

Cardillo posed a question—“Does this look like an appropriate father/son interaction to you?"—alongside a black-and-white photo of Democratic presidential candidate Joe Biden and his son Hunter Biden embracing, as Joe Biden plants a big smooch on the side of Hunter Biden’s face. Within a matter of hours, Cardillo’s tweet racked up thousands of likes and retweets, and more than 60,000 comments. While there was plenty of feedback that, yes, it was an appropriate exchange between the former vice president and his son, some people couldn’t help but make a mockery of Cardillo’s post by sharing memes of instances that have occurred between fathers and their children throughout pop culture....

A description of a future Israeli strike against Baghdad? In fact, it’s already happened. In October 1973, Israel hit Damascus hard to avenge Frog-7 missile attacks by Syria against kibbutzim and farms in the Upper Galilee. (Most Israelis had been evacuated and there were few casualties.) Seventeen years later, with Israel facing two waves of missiles from an Arab enemy, a strike against Iraq seems likely at some point. But it will be a quid pro quo response to Baghdad’s raids, which at the weekend have caused just a handful of injuries, or a far more deadly escalation of the war?...

Depending on the specific home theater receiver, video connection options may include HDMI, Component Video, S-Video, or Composite Video. However, does that mean that you are required to connect all your video source signals (such as VCR, DVD, Blu-ray Disc, and cable/satellite) to your home theater receiver? The answer depends on the capabilities of your home theater receiver and how you want your home theater system to be organized. If you prefer, you can bypass the home theater receiver for routing video signals and instead connect the video signal source device directly to your TV or video projector....

Travelers may be subject to a mandatory quarantine period after flying to Texas, where new infections have been rising in recent weeks, including Thursday when a record single-day jump of around 11,600 new cases was reported, according to Johns Hopkins University. A quarantine serves to separate those who may have been exposed to the virus from others. Whether those traveling from Texas will need to self-quarantine depends on their destination....

In addition, some advertisers claim that CPAP cleaners or sanitizers like SoClean or Lumin can reduce CPAP users’ risk of infections. But is there any evidence to support those claims? This article explains the purposes, costs, potential benefits, and possible risks of CPAP cleaners. Keeping CPAP Equipment Clean CPAP manufacturers, suppliers, and sleep physicians all recommend cleaning CPAP equipment regularly. In fact, healthcare providers consider a person’s ability to keep CPAP products clean and well maintained before recommending them....

MTV, or Music Television, turns 10 years old this week. It has been a stormy decade. From the start, the network drew charges of racism: of the first 750 videos played, fewer than 25 were by black acts. Videos like lothario Robert Palmer’s “Addicted to Love,” in which identically rouged models slink anonymously, provoked complaints of routine sexism. MTV has also been accused of shrinking young people’s attention spans and killing rock and roll....

The Yankees ($26 million), Red Sox ($1.87 million) and Giants ($1.33 million) also owe luxury tax penalties for exceeding MLB’s payroll threshold of $189 million for 2015, according to the report. MORE: 10 highest-paid MLB players | MLB payrolls Due to MLB offices by Jan. 21, the “Competitive Balance Tax” is based on the average annual value of contracts for players on a team’s 40-man roster (including $12.9 million for benefits) and factors in all cash transactions in trades....

DNS over HTTPS is a relatively new internet security protocol that promises increased online privacy and security. But how does it work, and will you be trading a fast internet for privacy? What Is DNS over HTTPS? DNS over HTTPS (DoH) is a security protocol that allows you to send and receive Domain Name System (DNS) requests through a Hypertext Transfer Protocol Secure (HTTPS). DoH encrypts all DNS records, which could be targeted to reveal information about your online activity as well as your physical location....

Do these fast charging apps work, or is it just a hype to rake in millions of downloads and make money off ads? We’ll examine how fast charging apps claim to work to improve your charging speeds and why you probably shouldn’t use them. How Fast Charging Apps Work Fast charging apps come with a promise of increasing your smartphone’s charging speeds. If you search for fast charging on the Google Play Store, you will see a wide range of apps....

These days, we’ve got M1 Pro, M1 Max, M1 Ultra, and event M2 Mac models. If your Mac is due for an upgrade, you may be considering whether you actually need an Apple silicon Mac or not. So here are all the points you need to consider. Intel Macs Have a Limited Lifespan Since Apple transitioned to its own silicon chips back in 2020, we’ve been seeing reduced support for its Intel systems....